People all over the country are choosing to move their money out of “too big to fail” banks and into smaller, community-oriented financial institutions that generally avoided the reckless investments and schemes that helped cause the financial crisis.

It’s a grassroots effort that has the potential to shift power in the financial system away from Wall Street and back to Main Street.

Why would we keep rewarding the big banks when their behavior has not really changed that much?

Many Americans are shifting their home loan borrowing from the big banks to Mortgage Brokers who have lower rates, more integrity, and who can shop dozens of lenders.